Vehicle financing is a type of financing that provides ease of purchasing of new or second hand cars.
You can have the car of your dreams with the long-term and low installment options offered by vehicle financing.
Yes. Safe Home helps you purchase a car and pay for it through monthly installments in line with Islamic finance principles..
Yes, you may purchase your car from any trusted seller, platform, or dealership of your choice.
Yes. The car is registered under your name, while Safe Home takes other forms of collateral as security until the financing is fully repaid.
A down payment is not required for vehicles priced under $10,000. For more expensive vehicles, the deposit amount may vary depending on the car’s value and your repayment plan.
The repayment term typically ranges from 12 to 48 months, based on your financial situation and the value of the car.
It depends on your individual case. The need for a guarantor is evaluated based on your income level, credit history, and the total financing amount.
"You will need to provide:
• Valid ID of the applicant and guarantor
• Mukhtar endorsement for both parties
• Proof of income (if available)
Yes. You can choose to repay your installments in either USD or IQD, based on your preference.
Yes. Early repayment is allowed, and you may benefit from a discount depending on the remaining balance and payment timing.
You can apply online, visit any of our branches, or contact our sales team for personalized support.
If you miss a payment, our customer representatives will contact you to discuss suitable solutions. In cases of delays exceeding 90 days, legal procedures may be initiated if necessary.
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